Warmer, Healthier Homes Made Affordable with Bank Finance
Are you thinking about upgrading your heating or ventilation, but concerned about the upfront costs? Good news: several New Zealand banks now offer low or no interest mortgage top-up finance options to help make energy-efficient improvements accessible. Investing in solutions like heat pumps or home ventilation systems isn’t just good for comfort—it can increase your property’s value, reduce energy bills, and ultimately create a warmer, drier, and healthier home.
Why Upgrade with Finance?
- Boost your home’s value: Modern heat pump and ventilation solutions are highly desirable for buyers and future-proofs your home for years to come.
- Cut your energy costs: Heat pumps are highly efficient, reducing daily energy use compared to traditional heating.
- Improve health & comfort:
A well-heated and ventilated home helps eliminate dampness, reduces mould growth, and is proven to support better respiratory health.
Boost Home's Value
Cut Energy Costs
Improve Health & Comfort
Mortgage Top-up Options from NZ's Major Banks
Most of New Zealand’s major banks recognise the importance of healthy homes and offer dedicated schemes to make upgrades more affordable:
| Bank | Finance Product | Features |
|---|---|---|
| ANZ | Good Energy Home Loan | Borrow up to $80,000 at 1% p.a. fixed for 3 years for energy improvements such as heat pumps, insulation, and ventilation. |
| Westpac | Greater Choices Home Loan | Up to $50,000 at 0% interest for 5 years for eco-friendly home upgrades, including heat pumps. |
| BNZ | Green Home Loan Top-ups | Top up your home loan by up to $80,000 at a special 1% interest rate for 3 years for sustainable upgrades. |
| ASB | Better Homes Top Up | Borrow up to $80,000 towards energy-efficient upgrades, including heat pumps, at a special low rate. |
Banks differ in their lending criteria and product details, so you’ll need to check specific eligibility requirements and available offers. Click finance product to find out more information. Information correct at time of publishing.
Ready To Upgrade?
Upgrading your heat pump or ventilation is easier and more affordable than ever. Let us help you navigate the options and design the perfect solution for your home.
Call The Heat Pump People today on 03 366 1823 to discuss your options and book a no-obligation quote.
